Pheya
Crypto Payments.
Buy. Sell. Trust.
Buy, send, receive and spend cryptocurrency as easily as your local currency — with trusted rails for people, businesses and developers.
Seamless Crypto.
Real World.
Pheya makes it simple to use crypto in your everyday life. Fast, secure and reliable — all in one place.
Money that moves at the speed of the internet.
Live corridors across 120+ countries — Lilongwe, Nairobi, Lagos, London, Dubai and beyond.
Instant Payments
Send and receive money in seconds, anytime, anywhere
Bank-Grade Security
Every transaction is encrypted and protected end-to-end
Live Rates & Analytics
Track exchange rates and transaction history in real time
Simple & Intuitive
Designed for everyone — easy to use from day one
24/7 Support
Get help anytime from our dedicated support team
Crypto that spends like
everyday money.
Pheya is the hybrid payment infrastructure powering borderless digital payments — a consumer wallet for people, an acceptance layer for businesses, and a full API platform for developers.
Money that moves at the speed of the internet.
Live payment corridors between 120+ countries. Every arc below is a real path settling on the Pheya network right now.
Powering payments with & for
One infrastructure. Three surfaces.
Whether you're moving your own money, running a business, or shipping a product, Pheya gives you the same rails the whole network settles on.
Consumer wallet
Buy, hold, send and spend crypto with the fluency of a local bank account.
Business acceptance
Accept crypto at checkout, in-store or on invoices — settle in the currency you choose.
Developer platform
REST APIs, webhooks and SDKs to embed crypto payments into any product surface.
Real stories from people, businesses, and builders.
"Pheya replaced three payment providers for us. Our checkout conversion jumped 22% in the first month."
"I send money home to Malawi every week. It used to take days and eat 8% in fees. Now it's seconds and cents."
"The API was the easiest crypto integration I've shipped. Sandbox to production in under a day."
Built for scale, tuned for humans.
Instant Payments
Send and receive money in seconds, anytime, anywhere
Bank-Grade Security
Every transaction is encrypted and protected end-to-end
Live Rates & Analytics
Track exchange rates and transaction history in real time
Simple & Intuitive
Designed for everyone — easy to use from day one
24/7 Support
Get help anytime from our dedicated support team
A payment stack that actually fits how you move money.
| Feature | Pheya | Traditional bank | Other wallets |
|---|---|---|---|
| Send money in seconds | |||
| No hidden FX fees | |||
| Works across 120+ countries | |||
| Business acceptance & invoicing | |||
| Full developer API | |||
| Self-custody vault option | |||
| 24/7 human support |
Ship crypto payments in an afternoon.
Type-safe SDKs, signed webhooks, sandbox environments and transparent fees. Everything you need to accept crypto and settle in the currency your books already speak.
const charge = await pheya.charges.create({amount: 1200, currency: "USDT", settle_in: "USD", metadata: { order_id: "A-8821" }});
Everything you were about to ask.
Yes. Funds are protected with AES-256 encryption, cold-storage vaults, biometric authentication, and full KYC/AML compliance.
We're live in 120+ countries with deep coverage across Africa, Europe, the Middle East, and Southeast Asia.
Fees are flat and transparent — shown in full before you confirm any transaction. No hidden FX spreads.
Yes. Enable checkout, invoices, or point-of-sale acceptance, and settle in the currency your books already speak.
Yes — REST APIs, signed webhooks, and type-safe SDKs. Full sandbox included with instant test keys.
You choose. Use the managed wallet for convenience or the non-custodial vault for full control of your keys.
Open a Pheya account and get moving.
Free forever for personal use. No monthly minimums for businesses. Instant sandbox keys for developers.
The rails for the next billion crypto payments.
Join the people, businesses, and developers building on Pheya today.